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Showing posts from July, 2020

Basics of Personal Finances you must know in your in 20’s

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     Financial Literacy is very important in your life and if you become financially literate and learn how to handle money, then maybe you won’t have problems in your life and you will know how to use money properly, your life will become easier, and you will reach one step closer to becoming rich. Personal finance is a vast field and can seem a little intimidating at first sight. There are many big words like risk, returns, and Mutual Funds. What actually are these? If you start in your 20s, then you can get many advantages. Today we will talk about 4 things that can make you richer in life. In this article, we will discuss 4 such ideas that you can implement in your life to make you more comfortable in the future, and increase your cash flow. Savings So now we’ll talk about savings. Everyone knows about savings, that we need to save money. But how do we do this? Most people call this the 50-30-20 rule, where you invest 50% of your income on your needs, 30% on your wants, luxurie

9 types of intelligence explained

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     So finally most awaited 10th and 12th results are out in such a scariest situation. I hope everyone had scored well and if not, don’t lose hope and give your best next time. After the results, the main race of the exam appeared students and their parents start. Which stream should they select to give the best to build their future? Here’s an article that will solve their problem and help them for sure.      Firstly parents should listen to their children about their skills, hobbies, dreams and should not put them in the wrong stream further resulting in mental health, depression, and further suicide. The intelligence of any student cannot be judged by their marks. According to Howard Gardner, there are nine types of intelligence. Our education system focuses only on one type of intelligence which is stupid. Let’s understand all of them. 1. Logical-Mathematical Intelligence: The person having the ability to solve problems especially mathematical ones and the ability to manage thi

Truth of old Indian Education System

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Over 80% of graduates are unemployable for any job  in India. Students are committing suicide in every 90 minutes. Is there any fault in our education system? Here I tried to conclude good and bad aspects of our education system.  Firstly, let’s get into the history of Indian Education System. In 19 th century Britishers arrived in India and started developing their industries to rule over India. For which they required clerks, military forces and factory workers. So Britishers developed a training system where creativity was not required. The purpose of this system was to create well filled minds rather than well-formed minds which did and still doing justice to left brained person who’re more logical, better at mathematics and problem solving and possibly at languages and those who loves structured work. Those can be great corporate employee. On the other hand right brained people are more creative, better in any art and visualization. These guys will love to work in free space. T

How to be Rich? - Dad Poor Dad (Summary)

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     I was completely bored at home due to lock-down so I decided to read a book. In my whole life this was the first time when I decided to read a book other than academics related books. So I searched for ‘which book should I read?’ on Google, YouTube and various other platforms to start my journey of reading. And I started this journey with well-known book called ‘Rich Dad Poor Dad’ by Robert T. Kiyosaki and tried to summarize it all.      Robert was having two fathers. Oops… Don’t take it in wrong way. One was his real father and other was his best friend’s father. His real dad was well educated, well-read while other has never passed 8 th class. Both were smart and hardworking but their mentalities were totally different. Both were teaching different things to Robert. First dad was teaching him that money is root of all evil and was stopping Robert to think about expensive things while according to his other dad lack of money is root of all evil and Robert should think about exp

आशेचा किरण

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         गेल्या काही दिवसांत, काहीही ठीक झालेले नाही. या विषाणूमुळे जगभरात १ कोटी लोकांना संसर्ग झाला आहे आणि त्याने जणू संपूर्ण जगच थांबविलं आहे. ज्यामुळे आपण बेरोजगारी, आर्थिक संकट, पाहुणचार आणि पर्यटन क्षेत्रातील तोटा आणि काय नाही हे पाहिलयं . जगभरातील शास्त्रज्ञ किमान १४५ लसांवर काम करत आहेत ज्यापैकी २१ लसी मानवी चाचण्यांमध्ये दाखल झाल्या आहेत. आणि कोणत्या क्षणापर्यंत हे असे चालणार आहे? कोणाकळेच याचे उत्तर नाही. पण या सर्वांमध्ये काहीतरी चांगले घडले आहे. भारताच्या दोन उमेदवारांना मानवी क्लिनिकल चाचण्यांसाठी मान्यता मिळाली आहे आणि कोरोना व्हायरस लसींच्या शर्यतीत भारताने प्रवेश केला आहे.           भारतीय वैद्यकीय संशोधन परिषद (आयसीएमआर), नवी दिल्ली आणि राष्ट्रीय विषाणू विज्ञान संस्था (एनआयव्ही), पुणे यांच्या संयुक्त विद्यमाने भारत बायोटेक इंटरनेशनल लिमिटेड हे पहिले उमेदवार आहेत. या लसीला ‘कोवाक्सिन’ असे नाव देण्यात आले आहे. हे 'सार्स कोव्ह -२' च्या निष्क्रिय कणांचा वापर करून कार्य करते. विषाणूचे हे कण एखाद्या व्यक्तीस संक्रमित होण्यापासून रोखण्यासाठी कार्य करतात. त्या व्यक्ती