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Basics of Personal Finances you must know in your in 20’s

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     Financial Literacy is very important in your life and if you become financially literate and learn how to handle money, then maybe you won’t have problems in your life and you will know how to use money properly, your life will become easier, and you will reach one step closer to becoming rich. Personal finance is a vast field and can seem a little intimidating at first sight. There are many big words like risk, returns, and Mutual Funds. What actually are these? If you start in your 20s, then you can get many advantages. Today we will talk about 4 things that can make you richer in life. In this article, we will discuss 4 such ideas that you can implement in your life to make you more comfortable in the future, and increase your cash flow. Savings So now we’ll talk about savings. Everyone knows about savings, that we need to save money. But how do we do this? Most people call this the 50-30-20 rule, where you invest 50% of your income on your needs, 30% on your wants, luxurie

How to get ultimate confidence? -Anti-Fragile by Nassim Nicholas Taleb (Summary)

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“Antifragility is beyond resilience or robustness. The resilient resists shocks and stays the same; the antifragile gets better.”         If I keep a box in front of you in which it’s written ‘fragile, handle it with care’ and ask you what goods and pieces of stuff can be inside it. So as you all know fragile means something delicate, you will say that must be glassware, electronic items, or anything that can breakdown quickly due to pressure or stress, which is true. Now I keep another box in front of you in which it is written ‘anti-fragile’ which means the opposite of fragile and again I ask you the possibility of goods inside it. Then what will be your answer? Most people will think, anything which is very strong or it will not break easily. Instead, it will be the more you try to break it the more you give pressure and stress on it, the more it becomes strong, Anti-Fragile is something which is not affected by any kind of stressors rather have benefited. Here Stressors are Blow, P

How to start business/start-up? -The Lean Start-up (Summary)

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The words start-up and entrepreneur always create hype among youngsters. But before starting any business you should understand that there is always a misconception among people about business and start-ups is that to start a business they need a great idea which on execution with complete hard work will make them billionaire or at least millionaire. Same as Mark Zuckerberg’s idea of Facebook, thought of Amazon in Jeff Bezos’s mind or ideas of other billion-dollar companies which have made them so. But the truth is that it’s a myth. Firstly Amazon was an online bookstore rather than an e-commerce platform. Facebook was not the first idea of Mark Zuckerberg and was a gaming site. Usually, it is not the first idea that gives success but the modification or replacement of that idea results in success. You should understand that start-up is not about working on a brilliant idea and becoming a billionaire overnight but the start-up handling of extreme uncertainties. Start-up is like an expe

History of Artificial Intelligence

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  Artificial intelligence, sometimes called machine intelligence,  is  intelligence  demonstrated by  machines , unlike the natural intelligence displayed by  humans  and  animals . Leading AI textbooks  define the field as the study of " intelligent agents ": any device that perceives its environment and takes actions that maximize its chance of successfully achieving its goals. Colloquially, the term "artificial intelligence" is often used to describe machines (or computers) that mimic "cognitive" functions that humans associate with the  human mind , such as "learning" and "problem-solving      So where it all started? To understand these let's get into the history of it.   Rossum’s Universal Robots (R.U.R.): In 1920 the Czech writer Karel Čapek published a science fiction play named Rossumovi Univerzální Roboti (Rossum’s Universal Robots), also better known as R.U.R. The play introduced the word robot. R.U.R. deals with a factory,

How does Computer field help in Mechanical Engineering?

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When you think of a Mechanical engineer, the very first thing that comes in your mind is a guy under a vehicle repairing the same. But rather than only dealing with hardware, Mechanical engineers design things like robotics, factory automation systems, and machines of all types. In eras past, engineers were used to doing that with pencils, erasers, and drafting boards. In the computer’s age, engineers get the job done faster and more efficiently using computer-aided design software programs and plotters. Simply put, information technology provides mechanical engineers with the tools they need to do their jobs. 1.     CAD Software : First-generation computer-aided drafting software programs have evolved into the computer-aided design (CAD) programs of today. CAD software programs are graphics-rich to allow engineers the ability to create three-dimensional models of their designs. These programs also perform complex calculations, helping engineers to create detailed specifications. As

9 types of intelligence explained

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     So finally most awaited 10th and 12th results are out in such a scariest situation. I hope everyone had scored well and if not, don’t lose hope and give your best next time. After the results, the main race of the exam appeared students and their parents start. Which stream should they select to give the best to build their future? Here’s an article that will solve their problem and help them for sure.      Firstly parents should listen to their children about their skills, hobbies, dreams and should not put them in the wrong stream further resulting in mental health, depression, and further suicide. The intelligence of any student cannot be judged by their marks. According to Howard Gardner, there are nine types of intelligence. Our education system focuses only on one type of intelligence which is stupid. Let’s understand all of them. 1. Logical-Mathematical Intelligence: The person having the ability to solve problems especially mathematical ones and the ability to manage thi

Truth of old Indian Education System

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Over 80% of graduates are unemployable for any job  in India. Students are committing suicide in every 90 minutes. Is there any fault in our education system? Here I tried to conclude good and bad aspects of our education system.  Firstly, let’s get into the history of Indian Education System. In 19 th century Britishers arrived in India and started developing their industries to rule over India. For which they required clerks, military forces and factory workers. So Britishers developed a training system where creativity was not required. The purpose of this system was to create well filled minds rather than well-formed minds which did and still doing justice to left brained person who’re more logical, better at mathematics and problem solving and possibly at languages and those who loves structured work. Those can be great corporate employee. On the other hand right brained people are more creative, better in any art and visualization. These guys will love to work in free space. T